Current Undergraduates

University's Supported Financial Assistance

University Financial Assistance

Bursaries and Loans

This is a scheme supplementary to the Government financial assistance shemes, which aims to assist local students who are unable to obtain adequate assistance provided by the Government.

Bursary and/or interest-free loan would be offered to successful applicants upon completion of the means-tested review. The amount of assistance would depend on the individual’s family financial condition and will normally be sufficient to cover only partial amount of study expenses. Successful applicants will be notified of the results about 2 months after the closing of the application period.


You are encouraged to plan ahead and to budget your income and expenses required for the academic year.


Application for 2020/21:

Fall Semester

17 August – 18 September 2020

Spring Semester

18 January – 22 February 2021


Click here to download the Application Form for University Financial Assistance.


To offer a timely relief to students who suffer from financial hardship due to the COVID-19 pandemic, a COVID-19 Student Hardship Relief Fund is set up by the University. Local students who apply for University Financial Assistance Scheme will be automatically considered for the Relief Fund and do not need to submit a separate application.


For new local students who would like to learn more about the Government & University Financial Assistance Schemes, please click here for an introductory video.



Emergency Financial Assistance

The Emergency Financial Assistance (EFA) is available for application if students are encountered with sudden financial difficulties due to unforeseen emergency or catastrophic event that may affect their studies. Means-tested review and interview will be arranged on case-by-case basis. Students with urgent financial hardships may approach SFAO for application of emergency financial assistance any time during the year at 2358 6663 or email

Click here to know more about the HKUST AEF Student Emergency Fund.

Deferment of Tuition/Hall Fees

Students may not be able to settle their tuition fee/hall fees on time due to financial difficulties. Registered HKUST students who have financial difficulties in paying the tuition fee/hall fee by the payment due date are eligible for application. Deferment of tuition fee or hall fee payment will be considered on the ground of financial hardships with supporting proof. Applications should be made at least 7 working days before payment due date and applications submitted after the payment due date would not be accepted.

Click here for application.

Loan Scheme for Searching Off-campus Housing

This scheme aims at helping undergraduate and research postgraduate students who, after the university’s housing commitment, have to arrange their own housing off-campus but encounter cash flow problem in meeting some upfront expenses such as rental deposit and agency commission.

Students with financial hardships may approach SFAO any time during the year at 2358 8336 or email