Current Undergraduates

University's Supported Financial Assistance

University Financial Assistance

Bursaries and Loans

This is a scheme supplementary to the government schemes. Under normal circumstances, the funds available will only be used to assist students who are unable to obtain adequate assistance provided by the government. Owing to limited resources, the amount offered will only be sufficient for part of the expenses.

To avoid financial difficulties, you are encouraged to plan ahead and to budget your income and expenses required for the academic year.

Bursary and/or non-interest loan would be offered to successful applicants upon completion of the means-tested review. The amount of assistance would depend on the individual’s family financial condition. Successful applicants will be notified of the results about 2 months after the closing of the application period.


If you want to have a preliminary assessment whether you would be granted with financial assistance on the application of the university financial assistance, you may click into the financial calculator.


Application for 2018/19:

Fall Semester

16 August – 17 September 2018

Spring Semester

21 January – 22 February 2019


Click here to download the Application Form for University Financial Assistance.


Emergency Financial Assistance

The Emergency Financial Assistance (EFA) is available for application if students are encountered with sudden financial difficulties due to unforeseen emergency or catastrophic event that may affect their studies. Means-tested review and interview will be arranged on case-by-case basis. Students with urgent financial hardships may approach SFAO for application of emergency financial assistance any time during the year at 2358 6663 or email

Click here to know more about the HKUST AEF Student Emergency Fund.

Deferment of Tuition/Hall Fees

Students may not be able to settle their tuition fee/hall fees on time due to financial difficulties. Registered HKUST students who have financial difficulties in paying the tuition fee/hall fee by the payment due date are eligible for application. Deferment of tuition fee or hall fee payment will be considered on the ground of financial hardships with supporting proof. Applications should be made at least 7 working days before payment due date and applications submitted after the payment due date would not be accepted.

Starting from 2016/17, on line deferral form for undergraduate will be available for application. Paper submission will not be accepted.

Apply Now for online application.

Loan Scheme for Searching Off-campus Housing

This scheme aims at helping undergraduate and research postgraduate students who after the university’s housing commitment have to arrange their own housing off-campus. The purpose is to help those who have cash flow problem in meeting some upfront expenses such as rental deposit and agency commission.

Students with financial hardships may approach SFAO any time during the year at 2358 8336 or email